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Usage Based Insurance
Manage premiums in a more reasonable and equitable way, making your insurance product and service stand out from the competition
Capture, Interpret,and Leverage Driving Data Telematics devices capture a plethora of information from the vehicle, including position, status, alerts, driving hours and mileage, allowing insurers to leverage this driving data in crafting the most suitable insurance strategy.
Driver Coaching Understand the cause of at-fault driver accidents to enhance coaching effectiveness and create incentive programs rewarding those with good driving behaviors while encouraging those with sub-standard driving to change their behavior.
Advanced Tracking Capability In addition to GNSS positioning, the Inertial Navigation System, which can enable the continued location in poor or non GPS areas, is utilized by the tracking devices. The INS tracker can not only increase the chances of recovering the stolen vehicles for policyholders, but also helps reduce the cost of vehicle losses.
1080p HD Video Recording With a dashcam providing excellent quality video of important vehicle events, insurance companies can analyze after-accident visibility in every detail, thereby providing evidence that can exonerate drivers for no-fault incidents and avoiding unreasonable claims.
Event-To-Cloud Alerts will be sent to the cloud platform once dangerous driving behavior and unexpected accidents occur to inform insurance carriers of the events. Meanwhile, video records of those periods will be uploaded to the platform and stored separately, giving carriers the ability to trace, reconstruct, investigate, and validate.
Data-Driven Underwriting Decisions Insurance companies can measure the risk of different policyholders with the help of the data and reports from the Tracksolid tracking platform, and make corresponding underwriting decisions such as diverse pricing policies.
FNOL First Notice of Loss (FNOL) enables policyholders to easily and quickly report a loss within seconds, sometimes insurers can be aware of the loss even earlier than them. It allows insurers to take immediate measures to handle the problem, avoiding the management of claims of vehicle loss.
Open, Scalable and Expandable Telematics Portal Tracksolid provides tons of raw data and opens its API for easy integration, which allows data companies to create their business intelligence module based on local policies and driving score management.
